AXA Professional Financial Consultant: Insurance cases in Indonesia is quite prevalent in society, for large scale call Manulife and Prudential insurance case that enough attention. The question is, who also bear the impact of these cases? Nothing else is not: the public.
Not infrequently there is a case where the insured does not get compensation from the filing of claims. There are also cases where the insured party bad faith conduct in making claims, for example by deliberately set fires on his property in order to get compensation. There are also cases where the insured beyond that to bad faith, for example with the murder of the insured in order to obtain life insurance claims.
Sunday 31 July 2011
Churning: Malpractice in Insurance
AXA Professional Financial Consultant: Prudential plc is a UK company engaged in financial services. Prudential has a ± 20 million customers worldwide. In addition to the UK, Prudential also operates in 12 countries in Asia and has a Jackson National Life in America. Prudential leave the general insurance business in 2002 and Churchill Insurance license in order to use his name.
Prudential plc was founded in 1848 in Hatton Garden, London under the name Prudential Mutual Assurance Investment and Loan Association. Prudential started its business by providing loans to the professionals through life insurance. Prudential's insurance business to build strength by forming a direct-sales units (agents) whose job it is to visit clients to discuss the needs of their clients and selling life insurance. "Forces" is then for many years known as the "Man from the Pru". This policy proved effective and became the basis of Prudential's growth into one of the largest insurance companies in the world.
7 Steps Financial Problem Solving (payable)
Basically Wealth management is a way how to manage and protect the welfare of the accumulating "wealth" that we have, so that we can achieve the financial goals to provide for our welfare.
So to say wealth management is not only intended for those who already 'Wealthy' but also customers who want to be 'Wealthy'.
Way manage this property varies depending on your financial goals and risk tolerance to be had in investing.
Can be compared to financial planning as it travels from Earth to other planets by using rockets. Because of the long journey and all uncertain, it could be on his way to hit the unexpected such as an asteroid hit. For that component or insurance protection becomes very important role that the rocket was still able to continue the journey to the destination planet.
The Importance of Financial Management
AXA Professional Financial Consultant: The Importance of Financial Management
Financial management is a subject that is very interesting as we approach the 21st century. Both print and electronic media present the story - a dramatic story about the growth and decline in the company - the company, corporate takeovers, and various types of corporate restructuring. To understand this development and to participate in it effectively requires a knowledge of financial principles.
It underlined the importance of finance with the dramatic developments that occurred in the financial markets. For example, in September 1989 Campeau Corporation was not able to pay off interest payments for some of its debts. Campeau bought Allied Stores and Federated Department Store earlier in the year 1989 with debts of $ 10 billion.
Financial Plan for Old Age (Retirement Riches)
One of the goals of wealth management is how we all can live well off in our old age, especially when we can no longer work. This is often just a dream of many people because it is often argued that most people do not work do not eat, so that people will try to work on, without a plan in his old age, and without realizing that someday he would not anyone want to hire because of age old.
Wealth management Planning is closely related to the way a person for trying to delay the fun at this point, to be able to enjoy a much greater pleasure in the future.
Financial Planning Education For Children
Education is one way to invest. With the right education and right then expected at a later date will result in an ability and skills better.
For parents, education is one important factor that must be considered in determining the success of children. But to achieve all that is required no small cost and a long time. For example, to complete the education ladder up to the level of scholar takes about 22 years in Indonesia following the standard curriculum, although it is possible to complete within 2-3 years shorter when following an international curriculum standards of the education system, with a far greater cost of course .
Therefore, the necessary funds that are specifically saved to finance education. We have had many available investment vehicle dedicated to raising funds for education, among others Education Savings and Insurance Education. Both forward the practicality of the depositors or policyholders because they generally provide health auto debit from a savings everyday making it easier in terms of payment.
Eight in Ten Want to Become Entrepreneurs
Britain is brimming with future entrepreneurs, a new study into young people’s ambitions has concluded.
According to the survey of 2,000 youngsters, commissioned to support the Ambition AXA Awards, more than three-quarters of 11 to 18-year-olds (77 per cent) say they would like to start their own business in the future. And around half (47 per cent) say that they have always wanted to be their own boss.
TV programmes such as The Apprentice and Dragon’s Den and the high profile of entrepreneurs, particularly those creating successful online businesses such as Facebook, Twitter, LinkedIn or Skype, are having a profound effect on the dreams of Britain’s children. Online or digital businesses and IT are among the most popular areas of business interest for young Brits, with more than one in five (22 per cent) saying this is where they intend to pursue their ambitions.
Encouragingly, there is no dramatic difference in entrepreneurial ambition between the genders: 75 per cent of girls want to run a business of their own, almost matching the 80 per cent of boys with the same determination.
Karren Brady, one of the Ambition AXA Awards judges and a champion of young people in business, said: "It’s wonderful to see that at last the number of women being motivated into entering the business world is growing. Gender should never be an issue when it comes to achieving ambitions and has no place in the modern world. I’ve long been aware that women like me are paving the way for our daughters, so it’s rewarding to see that this is now happening."
Saturday 30 July 2011
AXA in History
AXA at a glance
The name AXA was first introduced in 1985. It isn’t an acronym, but was chosen to be short, memorable and have a consistent meaning in any language, anywhere in the world.
AXA Group has a strong‚ long-standing history. The Group can trace its roots right back to the 18th Century. After a succession of mergers‚ acquisitions and name changes involving some of the leading insurance companies in the UK and around the world‚ the name AXA was first introduced in 1985.
1700 - 1900
The period spanning the 18th and 19th Centuries saw the creation of many of the companies which later combined to form parts of the global AXA Group.
1901 - 1980
The first 80 years of the 20th Century saw the establishment of additional companies‚ and the first in a series of mergers which would create AXA.
1981 to-date
Recent years have seen the emergence of AXA‚ and the merging with other companies to create the world leading organisation that is AXA.
1700 - 1900
1720
Royal Exchange Assurance, the world's first marine insurer is granted legal status. Life and fire insurance were quickly added to its portfolio, whilst later, as a result of the industrial revolution, new types of insurance such as accident and casualty were added.
1810
Sun Life was founded in Great Britain.
1816
The Mutuelle de L'Assurance contre L'Incendie (MACL) began operating in Paris. The following year the Ancienne Mutuelle was founded.
1821
Guardian Assurance was established in London, providing fire and life insurance.
1828 - 1889
In this period the three companies which later form the UAP Group were established.
1844
Equity & Law was formed.
1901 - 1980
1903
Provincial Insurance Company was established.
1945
MACL took on the Ancienne Mutuelle brand.
1968
The Guardian Royal Exchange Group (GRE) was formed through a merger of Guardian Assurance and Royal Exchange Assurance. In the same year the Union des Assurances de Paris (UAP) was created.
1975
Claude Bébéar became chairman of the Ancienne Mutuelle.
1978
Ancienne Mutuelle changed its name to Mutuelles Unies.
1981 to-date
1985
The name AXA was created and Mutuelles Unies was re-branded.
1986
AXA Université was launched. Its objective was to provide managers with a clear vision of the Group's strategy, helping them to lead and develop their staff.
1987
Compagnie du Midi acquires Equity & Law.
1988
AXA merges with the Compagnie du Midi and was traded on the Paris Stock Exchange.
UAP became a major shareholder in Sun Life, in the UK.
GRE acquired the leading Irish general insurer, PMPA Insurance.
1990
AXA Insurance formed in Cardiff.
1991
AXA took over The Equitable, the North American life assurance company.
1996
AXA was listed on the New York Stock Exchange and Sun Life and Provincial Holdings (SLPH) was listed on the London Stock Exchange.
On 12 November the AXA - UAP merger was announced. SLPH was now part of the global AXA Group and was its major subsidiary in the UK.
GRE acquired RAC Insurance Services.
1998
GRE acquired the PPP healthcare group
AXA sponsored the FA Cup in the UK.
1999
In February, SLPH announced a public offer for GRE. The acquisition was completed in May.
2000
On 12 July AXA completed the acquisition of the minority shareholding in Sun Life and Provincial Holdings - which was consequently delisted from the London Stock Exchange.
On 29 September, the name of the holding company changed to AXA UK plc.
2006
After a period of nearly 50 years where Sun Life was represented at offices in Cheapside, London, AXA moved its registered head office for the UK to 5 Old Broad Street, London.
AXA acquired Winterthur Wealth Management.
In November AXA acquired independent financial advisor group Thinc Destini.
2007
In February AXA acquired Swiftcover to strengthen its position in the provision of personal lines insurance direct to consumers.
In September AXA bought ICAS International Holdings Limited, a leading global provider of employee support and wellbeing services.
AXA acquired The Davis Group, Smart & Cook, Stuart Alexander and Layton Blackham, strengthening its broker operation in the UK.
2008
In March AXA acquired SBJ Group Limited to enhance its distribution capability.
In October AXA created its new wealth business, AXA Winterthur Wealth Management.
In July AXA also created Architas, a specialist investment company dedicated to providing multi-manager propositions.
2009
Bluefin, AXA’s independent distribution business, was launched in January following a number of acquisitions in the previous years.
In November AXA brought all its wealth businesses (AXA Winterthur Wealth Management, AXA Distribution Services - Elevate, AXA Isle of Man, AXA Life Europe and Architas) together to form a single business unit, AXA Wealth.
2010
In response to changes in the UK life industry and after a review of its operations, AXA strengthened its focus on wealth management, insurance and healthcare.
AXA sold its traditional life and pensions, protection and group pensions business in a deal worth £2.75billion.
The name AXA was first introduced in 1985. It isn’t an acronym, but was chosen to be short, memorable and have a consistent meaning in any language, anywhere in the world.
AXA Group has a strong‚ long-standing history. The Group can trace its roots right back to the 18th Century. After a succession of mergers‚ acquisitions and name changes involving some of the leading insurance companies in the UK and around the world‚ the name AXA was first introduced in 1985.
1700 - 1900
The period spanning the 18th and 19th Centuries saw the creation of many of the companies which later combined to form parts of the global AXA Group.
1901 - 1980
The first 80 years of the 20th Century saw the establishment of additional companies‚ and the first in a series of mergers which would create AXA.
1981 to-date
Recent years have seen the emergence of AXA‚ and the merging with other companies to create the world leading organisation that is AXA.
1700 - 1900
1720
Royal Exchange Assurance, the world's first marine insurer is granted legal status. Life and fire insurance were quickly added to its portfolio, whilst later, as a result of the industrial revolution, new types of insurance such as accident and casualty were added.
1810
Sun Life was founded in Great Britain.
1816
The Mutuelle de L'Assurance contre L'Incendie (MACL) began operating in Paris. The following year the Ancienne Mutuelle was founded.
1821
Guardian Assurance was established in London, providing fire and life insurance.
1828 - 1889
In this period the three companies which later form the UAP Group were established.
1844
Equity & Law was formed.
1901 - 1980
1903
Provincial Insurance Company was established.
1945
MACL took on the Ancienne Mutuelle brand.
1968
The Guardian Royal Exchange Group (GRE) was formed through a merger of Guardian Assurance and Royal Exchange Assurance. In the same year the Union des Assurances de Paris (UAP) was created.
1975
Claude Bébéar became chairman of the Ancienne Mutuelle.
1978
Ancienne Mutuelle changed its name to Mutuelles Unies.
1981 to-date
1985
The name AXA was created and Mutuelles Unies was re-branded.
1986
AXA Université was launched. Its objective was to provide managers with a clear vision of the Group's strategy, helping them to lead and develop their staff.
1987
Compagnie du Midi acquires Equity & Law.
1988
AXA merges with the Compagnie du Midi and was traded on the Paris Stock Exchange.
UAP became a major shareholder in Sun Life, in the UK.
GRE acquired the leading Irish general insurer, PMPA Insurance.
1990
AXA Insurance formed in Cardiff.
1991
AXA took over The Equitable, the North American life assurance company.
1996
AXA was listed on the New York Stock Exchange and Sun Life and Provincial Holdings (SLPH) was listed on the London Stock Exchange.
On 12 November the AXA - UAP merger was announced. SLPH was now part of the global AXA Group and was its major subsidiary in the UK.
GRE acquired RAC Insurance Services.
1998
GRE acquired the PPP healthcare group
AXA sponsored the FA Cup in the UK.
1999
In February, SLPH announced a public offer for GRE. The acquisition was completed in May.
2000
On 12 July AXA completed the acquisition of the minority shareholding in Sun Life and Provincial Holdings - which was consequently delisted from the London Stock Exchange.
On 29 September, the name of the holding company changed to AXA UK plc.
2006
After a period of nearly 50 years where Sun Life was represented at offices in Cheapside, London, AXA moved its registered head office for the UK to 5 Old Broad Street, London.
AXA acquired Winterthur Wealth Management.
In November AXA acquired independent financial advisor group Thinc Destini.
2007
In February AXA acquired Swiftcover to strengthen its position in the provision of personal lines insurance direct to consumers.
In September AXA bought ICAS International Holdings Limited, a leading global provider of employee support and wellbeing services.
AXA acquired The Davis Group, Smart & Cook, Stuart Alexander and Layton Blackham, strengthening its broker operation in the UK.
2008
In March AXA acquired SBJ Group Limited to enhance its distribution capability.
In October AXA created its new wealth business, AXA Winterthur Wealth Management.
In July AXA also created Architas, a specialist investment company dedicated to providing multi-manager propositions.
2009
Bluefin, AXA’s independent distribution business, was launched in January following a number of acquisitions in the previous years.
In November AXA brought all its wealth businesses (AXA Winterthur Wealth Management, AXA Distribution Services - Elevate, AXA Isle of Man, AXA Life Europe and Architas) together to form a single business unit, AXA Wealth.
2010
In response to changes in the UK life industry and after a review of its operations, AXA strengthened its focus on wealth management, insurance and healthcare.
AXA sold its traditional life and pensions, protection and group pensions business in a deal worth £2.75billion.
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